Take-Home Pay Calculator
Estimate your net pay per paycheck using the gross income, taxes, and deductions you enter.
Estimated take-home pay per paycheck
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Enter your details and calculate your estimated net pay.
Paycheck breakdown
- Gross pay
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- Pre-tax deductions
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- Taxable pay
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- Estimated taxes
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- After-tax deductions
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Take-home pay estimates
- Per month
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- Per year
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- Per hour
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- Annual gross pay
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Paycheck breakdown
Your gross pay breakdown will appear here.
About take-home pay
Take-home pay is the amount of money you receive after taxes and other deductions are taken out of your gross pay.
Your pay can be thought of as:
- Gross pay — Your earnings before taxes and deductions.
- Taxes and deductions — Amounts taken out of your pay.
- Take-home pay — The amount left after those deductions.
The difference between gross pay and take-home pay can vary depending on your income, tax rate, benefits, and other payroll deductions.
How your tax rate affects take-home pay
A higher combined tax rate means more of your gross pay is withheld and less is left as take-home pay.
A lower combined tax rate means more of your gross pay remains after taxes.
This calculator uses the tax rate you enter to estimate how much of your pay may be left after taxes.
What this calculator shows
This calculator can help you estimate:
- Your gross pay.
- Estimated taxes.
- Your take-home pay.
- Your take-home pay by year, month, paycheck, or hour.
- How changes in your pay or tax rate may affect the amount you take home.
Calculator assumptions
This calculator assumes:
- The combined tax rate you enter applies to all of the income being calculated.
- Income is earned evenly throughout the year.
- The number of pay periods you enter remains the same.
- No additional payroll deductions are included unless you account for them in your inputs.
- Bonuses, overtime, commissions, and other variable income are not included unless you add them to your pay.
Actual take-home pay may be different depending on federal, state, and local taxes, benefits, retirement contributions, insurance, and other payroll deductions.
A few terms to know
- Gross pay — Your earnings before taxes and deductions.
- Take-home pay — The amount of your pay remaining after taxes and deductions.
- Combined tax rate — The percentage of your income you estimate will go toward taxes.
- Pay period — The time covered by one paycheck, such as weekly, every two weeks, twice a month, or monthly.
- Annual income — The total amount you earn over one year before taxes and deductions.